The The Phoenix Fund is a specialized lending company that focuses on the niche market of debt restructuring for borrowers across Canada.
Our primary vision is to help credible and deserving individuals, families, and businesses who have fallen onto financial hardship, turn their lives around and have a second chance at financial stability and with the guidance to financial prosperity.
TPFM The Phoenix Fund Management Ltd. (The Manager) recognises that in an increasingly difficult financial world, unique individual and business situations sometimes require a specialised financing solution not available in the way of conventional financing through traditional Canadian lenders, such as banks, credit unions, trust companies and other financial institutions.
The Manager charges interest dependent upon a range of factors.The Manager endeavours to build a strong portfolio which is as risk-averse as possible. The Manager assesses each loan individually with particular emphasis on :
The type of borrower.
Employment of the borrower, the source of income and ability to repay the loan amount.
Any collateral or mortgage security provided by the borrower.
Any guarantors offered by the borrower.
The reasons the borrower became over-leveraged.
The length of the repayment terms.
TPF The Phoenix Fund Inc.
(The Fund) allows investors to participate in the Fund, through the acquisition of bonds in the corporation, in providing loans to The Manager. The Fund targets a return on investment of 10% per annum for investors and is able to accept investment through RRSPs, RESPs, etc.
If you are interested in investing in our Fund, please contact us for a copy of our Offering Memorandum.